Terms of use

BY USING ANY WEBSITE, MOBILE APPLICATION, OR SERVICE OF REI MAVENS, LLC (“Company,” “we,” or “us”), INCLUDING cincy-invest.com (the “Website”), YOU AGREE TO ABIDE BY THESE TERMS OF USE (“Agreement”), WHICH ALSO INCORPORATE OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO BE BOUND BY THIS AGREEMENT, YOU ARE NOT AUTHORIZED TO USE THE WEBSITE OR TO OBTAIN SERVICES FROM REI MAVENS, LLC.

The Website and any related services we provide (collectively, the “Services”) are offered by REI MAVENS, LLC, which operates under the brand name Cincy Invest.

We reserve the right, in our sole discretion, to revise these Terms of Use and/or change, suspend, discontinue, or modify any aspect of the Website or Services at any time. Such modifications may include, without limitation, changes to content, user priorities, or the availability of certain features. Your continued use of the Website following the posting of any revisions constitutes your acceptance of the revised Terms
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1. CERTIFICATION OF USER.

2.1 Website Content.
“Website Content” means all areas and aspects of the Website and Services, including, without limitation, text, data, photos, graphics, video, and any other information obtained through the Website, REI MAVENS, LLC’s computers or network, and any subscription, software, product, service, or information provided by REI MAVENS, LLC.

2.2 Vendor Content.

REI MAVENS, LLC may maintain contractual relationships with vendors, sponsors, and advertisers of products or services (“Vendors”). As part of these relationships, we may link to or display information, advertisements, discounts, products, goods, or services offered by such Vendors (“Vendor Content”). REI MAVENS, LLC does not guarantee the availability or accuracy of Vendor Content, nor does it endorse, guarantee, or insure any Vendor products or services.

2.3 Limitation of Liability.

REI MAVENS, LLC shall not be held liable, directly or indirectly, for any loss or damage caused by your use of: (a) any external site linked to the Services; (b) Vendor Content; or (c) Vendor products or services. Any statements made on the Website regarding the products or services of REI MAVENS, LLC do not constitute an offer, but are merely solicitations of an offer.

2.4 Registration.
You may browse and view certain content on the Website without registering. However, to access certain features or services, you may be required to register and create a user identification and password. You agree to maintain the confidentiality of your registration information, to be the sole user of your registration, and to use your registration solely to access the Website and obtain Services. REI MAVENS, LLC reserves the right to monitor your use of the registration and to suspend or terminate it at any time in its sole discretion. If you believe your registration has been compromised, you must promptly change your login credentials and notify us immediately.

3. LIMITATIONS ON USE AND USER SUBMISSIONS.

3.1. Copyright, Patent, and Trademark Notice.
All content on the Website provided by REI MAVENS, LLC (operating as Cincy Invest), including but not limited to text, photos, graphics, audio, software, page layouts, configurations, and video, is the property of REI MAVENS, LLC or its affiliates and is protected by U.S. and international copyright laws. Copyright © 2013–2025 REI MAVENS, LLC. All rights reserved.

No portion of the Website content may be directly or indirectly copied, published, reproduced, modified, performed, displayed, sold, transmitted, broadcast, or redistributed in any medium, whether now known or hereafter created, without prior written permission. This prohibition includes, without limitation, “screen scraping” or “database scraping” to obtain lists of users or other information.

You may download or print one copy of Website content strictly for personal and non-commercial use, provided that any such printout includes REI MAVENS, LLC’s copyright or trademark notices. The REI MAVENS, LLC name, Cincy Invest, and associated logos, graphics, and design elements are service marks, trademarks, or trade dress of REI MAVENS, LLC. All other product names and company logos appearing on the Website are trademarks of their respective owners.


3.2. Notice of Copyright Infringement.
REI MAVENS, LLC respects the intellectual property rights of others. We reserve the right, in our sole discretion, to terminate or restrict your use of the Services if we determine that you are involved in infringing activity, whether or not such activity is ultimately proven.

If you believe that your copyrighted work has been reproduced on this Website in a way that constitutes infringement, you may notify us at: admin@reimavens.com.


3.3. Restricted Use.
You agree to use the Website and Services for lawful purposes only. You may not post or transmit any content that: infringes on intellectual property, privacy, or publicity; rights of others; is unlawful, abusive, defamatory, obscene, or otherwise -objectionable; or violates any applicable law.

You are solely liable for any damages arising from misuse of the Website or Services.


3.4. User Submissions.
By submitting any content, messages, or materials to REI MAVENS, LLC (via the Website, email, or otherwise), you grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, adapt, publish, translate, create derivative works, distribute, perform, and display such materials in any form, medium, or technology, whether now known or later developed.


3.5. Public Messages and Forums.
Any electronic forums or communication tools on this Website are the property of REI MAVENS, LLC and are not public forums. You are solely responsible for third-party content you post, upload, or transmit, and you agree not to engage in prohibited behaviors such as harassment, impersonation, unauthorized solicitation, posting harmful software, or violating securities or privacy laws.

REI MAVENS, LLC reserves the right (but not the obligation) to monitor, remove, or disclose any content if required to do so by law or if deemed necessary to enforce these Terms or protect rights, property, or safety.


3.6. Linking.
Without prior written consent from REI MAVENS, LLC, you may not: use our proprietary logos, marks, or content in your links; create links that imply affiliation, endorsement, or sponsorship by REI MAVENS, LLC; deep-link, frame, or otherwise incorporate Website content into another website;

use links in a way that confuses users, dilutes our marks, or violates applicable laws.

4. ACCESS AND DELAYS IN SERVICES

REI MAVENS, LLC, together with its affiliates, subsidiaries, and vendors (collectively, “Providers”), has no obligation to provide you with access to the Website or Services and makes no guarantees regarding continuous availability.

To the fullest extent permitted by law, REI MAVENS, LLC and its Providers shall not be liable for any loss, damage, or liability resulting directly or indirectly from delays, inaccuracies, errors, omissions, or interruptions of the Services, regardless of cause. Such causes may include, without limitation: equipment or network failures, communication disruptions, software or system defects, weather events, labor disputes, fire, acts of God, riots, armed conflicts, acts of war, terrorism, or other events beyond our reasonable control.

5. MONITORING BY REI MAVENS, LLC

You acknowledge and agree that REI MAVENS, LLC reserves the right, and may from time to time, monitor any and all third-party content transmitted through or stored on the Services for lawful purposes. During such monitoring, information may be examined, recorded, copied, and used as permitted by law.

All third-party content, including personal information, placed on or transmitted over the Services may be subject to monitoring. By using the Services—whether authorized or unauthorized—you consent to such monitoring and to the terms of this Agreement.

6. REPRESENTATIONS, WARRANTIES AND LIMITATION OF LIABILITY

6.1 General Disclaimer and Limited Warranty.
You acknowledge that certain Information, Vendor Content, and links provided through the Website may be compiled from sources beyond the control of REI MAVENS, LLC. While such information is generally considered reliable, inaccuracies may occur. REI MAVENS, LLC, its licensors, and vendors do not warrant the accuracy or suitability of any such information. Neither REI MAVENS, LLC nor its licensors or vendors represent or endorse the accuracy, reliability, or completeness of any content distributed through the Services.

FOR THIS REASON, THE WEBSITE AND SERVICES ARE PROVIDED TO YOU ON AN “AS IS” AND “WITH ALL FAULTS” BASIS. REI MAVENS, LLC, ITS LICENSORS, AND VENDORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES—EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE—INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AS WELL AS ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. FURTHER, REI MAVENS, LLC MAKES NO REPRESENTATION OR WARRANTY THAT THE WEBSITE WILL MEET YOUR REQUIREMENTS, BE SUITABLE FOR YOUR NEEDS, OR PRODUCE ANY PARTICULAR RESULT.


6.2 Assumption of Risk.
You assume all risk of errors and/or omissions in the Website and Services, including issues related to the transmission, translation, or accuracy of data. You are solely responsible for maintaining procedures, backups, and systems necessary to satisfy your requirements for data accuracy, reconstruction of lost data, and any analyses of the information provided under this Agreement.


6.3 Viruses.
REI MAVENS, LLC uses reasonable efforts to prevent viruses or malicious code from operating on or being transmitted through the Website. However, you acknowledge and agree that you are solely responsible for implementing appropriate safeguards (such as antivirus protection) to detect, manage, and eliminate any viruses or harmful programs, and you agree to hold REI MAVENS, LLC harmless from any resulting damages.


6.4 Limitation of Liability.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, REI MAVENS, LLC, TOGETHER WITH ITS AFFILIATES, SUBSIDIARIES, AND VENDORS, SHALL NOT BE LIABLE FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OR INABILITY TO USE THE WEBSITE OR SERVICES.

If the foregoing limitation is found to have failed in its essential purpose, then liability of REI MAVENS, LLC and its affiliates shall be limited, in the aggregate, to the greater of: (a) ten percent (10%) of the sums paid by you to REI MAVENS, LLC under this Agreement, or (b) one hundred dollars ($100.00). These liquidated damages represent a fair allocation of risk and are not intended as a penalty.

The limitations set forth in this Section 6 shall apply even if REI MAVENS, LLC has been advised of the possibility of such damages and shall survive termination of this Agreement.


6.5 FTC Notice.
Some states do not allow limitations on implied warranties or the exclusion or limitation of certain damages. Accordingly, some of the disclaimers, limitations, or exclusions above may not apply to you. This Agreement gives you specific legal rights, and you may also have other rights that vary by state.

7. INDEMNIFICATION

You agree to release, discharge, defend, indemnify, and hold harmless REI MAVENS, LLC, its affiliates, subsidiaries, and vendors, and each of their respective members, shareholders, directors, employees, agents, representatives, vendors, and contractors of any tier (collectively, the “Indemnitees”) from and against any and all losses, claims, demands, liabilities, damages, costs, or causes of action of any kind or character.

This includes, without limitation, reasonable attorneys’ fees and expenses incurred in connection with any claim brought by any person or entity arising from or relating to your access to or use of the Website, including your use of any information obtained through the Website.

The obligations to release, defend, and indemnify set forth in this Section apply regardless of whether the claim is caused in whole or in part by the negligence (whether sole, joint, gross, or concurrent), strict liability, contractual liabilities, or other fault, active or passive, of any of the Indemnitees, jointly or severally. You agree to cooperate fully as reasonably required in the defense of any such claim.


8. PRIVACY POLICY

These Terms of Use incorporate our Privacy Policy, available on the Website, which is incorporated herein by reference.


9. UNSOLICITED MARKETING

9.1 Responsible E-Commerce.
REI MAVENS, LLC supports responsible e-commerce practices. We do not authorize anyone to use the Website or Services to broadcast, distribute, transmit, or retransmit unsolicited commercial or non-commercial bulk electronic mail (“SPAM”).

9.2 Direct Marketing Programs.
REI MAVENS, LLC may develop and participate in direct electronic marketing programs for users who elect to receive email communications. In accordance with this Agreement, we do not sell or share your email addresses or other personal information with third parties for their independent use. Advertisers participating in our programs identify categories of users who may be most interested in their goods or services, and REI MAVENS, LLC forwards such advertisements only to those users who have elected to receive them.

Users may opt out of receiving future marketing emails at any time by using the unsubscribe link provided in the email or by contacting us directly at support@cincy-invest.com.

9.3 Reporting SPAM.
If you receive SPAM or any threatening or offensive email through the Services, you may report it to us by forwarding the unedited message, including full message headers, to support@cincy-invest.com.

9.4 Reservation of Rights.
REI MAVENS, LLC reserves the right to take any legal or technical measures deemed necessary to prevent or stop the broadcast, distribution, or transmission of SPAM, junk email, threatening or offensive email, or other objectionable communications over the Services. We further reserve the right to suspend or terminate access to the Website or Services for any person or entity determined, in our sole discretion, to be in violation of this policy. Failure by REI MAVENS, LLC to exercise any right under this Section shall not constitute a waiver of such right.


10. MISCELLANEOUS

10.1 Governing Law; Limitations; Venue.
The laws of the State of Kentucky, excluding any rule or principle that would refer to and apply the substantive law of another state or jurisdiction, shall govern this Agreement. To the extent allowed by applicable law, any claims or causes of action arising from or relating to your access and use of the Service must be instituted within two (2) years from the date upon which such claim or cause arose. Further, any such claim or cause of action shall be brought exclusively in the state or federal courts located in Kenton County, Kentucky, and you agree to submit to the exclusive personal jurisdiction of such courts and hereby appoint the Secretary of State of Texas as your agent for service of process. You agree to waive any objection that the state or federal courts of Kenton County, Kentucky, are an inconvenient forum.

10.2 Assignments.
You may not assign any of your rights, obligations, privileges, or performance under this Agreement without the prior written consent of REI MAVENS, LLC. Any assignment made in violation of this Section shall be null and void.

10.3 Severability.
If any provision of this Agreement is found to be unlawful or unenforceable, the court shall reform such provision so as to render it enforceable (or, if it is not possible, delete such provision). As so reformed or modified, the remaining provisions of this Agreement shall remain in full force and effect.

10.4 Connectivity Charges.
You understand that your access to the Website and use of the Services may incur third-party connectivity charges. You are responsible for any such charges, including those from your mobile or internet service provider, as well as any fees related to text messaging and data usage.

10.5 Termination.
REI MAVENS, LLC may terminate or suspend your use of the Website for any reason. Termination or cancellation shall not affect any rights or remedies to which REI MAVENS, LLC may be entitled, at law or in equity. Upon termination of this Agreement, all rights granted to you will terminate and revert to REI MAVENS, LLC.

10.6 Notice.
Official correspondence must be sent via postal mail to:

REI MAVENS, LLC
2335 Buttermilk Crossing #130,
Crescent Springs, Kentucky 41017

10.7 Notice Regarding Electronic Commercial Service for California Users.
Pursuant to California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at 916-445-1254 or 800-952-5210.

10.8 Entire Agreement.
This Agreement constitutes the entire agreement between you and REI MAVENS, LLC concerning your use of the Website and Services. In the event of any inconsistency between this Agreement and any future published terms, the most recently published terms shall control. Any rights not expressly granted herein are reserved by REI MAVENS, LLC.

© 2025 REI MAVENS, LLC. All rights reserved.